Buying a car is a major commitment, so it is imperative that you secure the cheapest interest rate you can. We enable you to apply for financing through our vast network of dealers and lenders. We will match you with a lending consultant who can help you obtain the car loan you need for the car you want.
Benefits of our Service for Antioch Residents
- Vast range of California dealers and lenders.
- Less time spent negotiating at the time of purchase.
- Zero down payment often available to qualified credit seekers.
- Both new and pre-owned cars and trucks approved for financing.
Antioch Bad Credit Car Loans
If you have bad credit, a auto loan approved by a bank ordinarily isn’t an option. So many people assume they have to get approved by a buy here pay here dealership in Antioch, due to a bankruptcy or foreclosure, but you really want to stay clear of these car lots. Chances are we can match you with a dealer or lender in Antioch who is willing to finance your credit.
A significant component of your credit score is based on your record of payments. That means an auto loan, being a significant loan, can help you improve your credit.
As a way to steer clear of missed payments, look into options such as automated payments.
Designate 8% of your monthly income, at most, for your car loan. If you are like the average Antioch resident and make $30,187 per year, this is $201.
Antioch Buy Here Pay Here Car Lots
Buy here pay here car dealers ordinarily work with people with significant credit problems such as:
- Asset Repossession
- Debt Settlement
Dealers like these will finance virtually anybody, no matter their credit, but there are negatives. Issues include:
- Ridiculous Interest
- Exorbitant Down Payments
- Steeply-Priced Vehicles
- Ignition Kill-Switches
If maximizing your credit score is important to you, and it ought to be, you should apply online through us, since buy here pay here car lots won’t help you raise your credit.
Getting a Loan for a Car in Antioch: The Amount Can You Borrow?
Curious to know what size car loan you can get based on factors like your income and credit? We’ve included a table depicting loan pre-approvals for Antioch residents with an income of $2,516 per month, the average in Antioch.
Keep in mind, there’s the amount you could finance, and how much is smart.
Financing a Car at $201 per Month
How much you can devote to a new car or truck hinges on a wide variety of factors. These estimations are based upon a monthly payment of $201, which is 8% of the average consumer’s monthly income in Antioch, coupled with a 20% down payment and 5-year repayment terms. Lending rates are approximate.
|Good Credit||Decent Credit||Bad Credit|
|Term||5 Years||5 Years||5 Years|